Advisen Ltd. and Arthur J. Gallagher Risk Management Services, Inc. Announce Upgrade to Directors & Officers Limit Analysis Model Integrated into the Advisen Platform

Corporations Can Better Estimate their D&O Exposures and Purchase Insurance Accordingly

(New York, May 11, 2009) Advisen Ltd., the leading provider of benchmarking services to commercial insurance buyers, and Arthur J. Gallagher Risk Management Services, Inc. ("Gallagher"), an international insurance brokerage and risk management services firm, today jointly announced material enhancements to the Gallagher Directors & Officers Insurance Limit Analysis model integrated into Advisen. The D&O limits model is based on Gallagher's proprietary models and algorithms and calculates D&O exposures based on a client's specific ownership structure, industry, trading patterns and other unique characteristics. The easy-to-use online analysis tool is based on sophisticated statistical techniques applied to a database of large D&O claims from the past 12 years and estimates the likely amount of D&O insurance coverage required to cover most D&O claims.

Gallagher chose Advisen to host its model because of Advisen's distribution to thousands of Risk Managers and other buyers of commercial insurance and because Advisen integrates the algorithm with its leading data warehouse of financial and predictive risk models on over 13 million companies.

Commenting on the added value for Risk Managers and other buyers of D&O insurance, Phil Norton, Vice Chairman of Gallagher's Midwest Region, Ph.D. in Statistics and creator of the D&O model said, "Gallagher has long differentiated itself with buyers of D&O insurance through excellent risk management services and its customized D&O limits model, which is now significantly improved through our integration with Advisen's data and Advisen's own existing models."

First developed in 1999, the Gallagher D&O model has a successful track record of providing sound advice for executives and their board members regarding D&O purchasing. Reviewed annually, the latest version once again increases its predictive abilities.

"Advisen has worked with the RIMS membership for seven years now and is the leading distribution platform for product distribution to buyers of commercial insurance," said Mason Power, GM of Advisen. "Advisen subscribers get added value at no extra cost and Arthur J. Gallagher Risk Management Services, Inc. chooses who sees their model and uses Advisen to reinforce its value proposition to thousands of customers and prospects." "Gallagher's state of the art model estimates not only how much the plaintiffs will seek in damages, but also how much the ultimate settlement will cost. Advisen powers the model with current financial data and proprietary, predictive risk analysis inputs, such as ATACm, which are only available on Advisen. By combining forces, we deliver more valuable insight to buyers of insurance," said Edward Vincent, Global Product Manager at Advisen.

"The model was quickly integrated because both teams had capable financial analysts and because Advisen's ASP delivery model provides low-cost development and rapid deployment," continued Vincent.

About Advisen
Advisen integrates business information and market data for the commercial insurance industry and maintains critical risk analytics and time-saving workflow tools for over 530 industry leading firms. Through its work for the broadest customer base among information service providers, Advisen delivers actionable information and risk models at a fraction of the cost to have them built internally. Designed and evolved by risk and insurance experts, and used daily by more than 100,000 professionals, Advisen combines the industry's deepest data sets with proprietary analytics and offers insight into risk and insurance that is not available on any other system. Advisen is headquartered in New York. For more information, visit http://www.advisen.com or call +1.212.897.4800 in New York or +44(0)20.7929.5929 in London.

About Arthur J. Gallagher Risk Management Services, Inc.
Arthur J. Gallagher Risk Management Services, Inc. (AJGRMS), a division of Arthur J. Gallagher & Co. (NYSE: AJG), delivers a full range of insurance and risk management products and services, including traditional and loss-sensitive coverages, captives, alternative risk solutions and financial products, from offices throughout the U.S and Canada, and operations in Bermuda and Puerto Rico. Arthur J. Gallagher & Co. does business in more than 100 countries around the world through a network of correspondent brokers and consultants. http://www.ajgrms.com

For more information on D&O risk modeling, Risk Managers and other Corporate Executives may contact the author Phil Norton at (312) 803-7429. Phil has a Ph.D. from The University of Chicago and is currently the Management Liability Practice Leader and Vice Chairman, Midwest Region for Arthur J. Gallagher Risk Management Services, Inc.

• Contact: Edward Vincent
• Global Product Manager - Advisen
• +1.212.897.4802 w
• [email protected]