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SHOW ME EXAMPLE LARGE LOSSES

Selling, buying or writing coverage is easier when you have 18,071 large loss examples at your fingertips. Advisen's loss database totals over $617.5B and covers cases that are Securities, Recalls, Product & Services, Employment, Professional Services, Cyber and more. Justify higher limits by filtering our list to find the exact set that meets your criteria. Use this database to see which large losses might trip their new policy language. Identify uninsured or underinsured exposures for your company, your clients, or within your portfolio. Contact [email protected] for more info. We call this database MSCAd for Master Significant Cases and Actions database; it's entirely online.

  • now over 18,000 large losses for $617.5B

    Show case examples by category (eg cyber, employment, securities), cause (eg explosions, fire), company size (eg for market caps $1B - $2B), coverage type (eg D&O, Professional Liability), root cause (eg subprime, stock option grants, market timing, Enron, Contingent Commissions) or sort by dozens of other filters. Search this database by keyword (eg location, court, defendant) or by SIC code or industry. Track trends within industries and geographical locations to gain a wider understanding of the likely exposure, from which appropriate terms, cover and price can be driven through the underwriting process.

  • BENCHMARK PAIN

    Nothing helps to make your case better for higher limits than specific examples of losses that tripped up peer companies.

    Why do companies buy Side A D&O coverage? MSCAd shows you a list of 299 Derivative Shareholder Actions, and the top five items on this list exceed $1.1B combined.

    How big could an ERISA Class Action event become? Of the 118 items in MSCAd, Time Warners $100M event is the largest.

    Advisen's Benchmarking tool shows what limits companies buy; our Large Loss database illustrates why those companies purchase those limit levels. Our data demonstrates the pain other companies have experienced. Export data to Word, download copies of complaints, and graph groups of related cases. Make your limits case by showing the pain.

  • DO YOU WRITE NEW POLICY LANGUAGE?

    If you are writing a new form for EPL that covers healthcare providers and services, would it be helpful to review our list of 86 cases totaling $802M?

    If you are drafting language for Cyber and Tech E&O for Universities, would you first want to review the details of our matching 269 events?

    Advisen also has a collection of 2,500 forms online with wordings displayed by form or across all forms, so you can quickly see how other carriers worded their forms.

  • FUEL YOUR PROPRIETARY MODELS

    Several Insurance Companies (and some Reinsurers and Brokers, too) are using Advisen's MSCAd data as a component of their proprietary models and predictive engines. Advisen offers regular extraction files combined and/or downloads of hundreds of other company demographic and financial data point values so you can focus on the development work that sets your company apart.

  • CLASH EVENTS

    For Reinsurers writing professional liability casualty treaty, a list of companies being sued can be very helpful. Cedents don't always point out which of their insureds are being sued, and a current list is hard to acquire.

    Clash events are crucial for Reinsurers and Cendents alike to see aggregate exposures, so in MSCAd, where two or more losses are rooted to the same underlying cause, we link them and sum them. Today we have 359 loss events linked to the root cause of Subprime. Stock Option Grants has 214, Enron has 41, and Contingent Commissions have 41. Sort our data by case type or industry and review settlements or status easily.

  • EXAMPLES of MSCAd

    • Show me just Securities Class Actions for companies with market caps between $50M and $100M.
    • Produce of list of large "scaffolding" or "stolen data" events by searching for keyword.
    • Give me a list of companies hurt by Subprime or CDOs or 605 other root causes.
    • Show me list of large wrongful termination or discrimination events.
    • What types of losses have impacted SIC codes for contractors or hospitals or food product companies?
    • Create a list of cases involving Coughlin Stoia Geller Rudman & Robbins LLP or KPMG or Morgan Stanley, etc.
    • Generate a list of refinery explosions.

    For each example above, re-sort according to filing or accident date, settlement amount or status, etc. Apply further filters to refine your list or search by keyword. MSCAd also displays the sum dollar total of known losses for your list which is great for underwriters and reinsurers.

  • FREQUENCY & SEVERITY CHARTS for MSCAd

    Use our pie chart interface to easily illustrate to your client where the majority of case types that impact a specific industry are. Track frequency & severity to show both number and dollar amounts associated with your list of losses. For example, flip a button to indicate the settlement values associated with each category or type of loss

  • NEED ASSISTANCE?

    To access Advisen's MSCAd, click on the Losses & Exposures dropdown menu and select MSCAd (Cases & Actions). If you'd like a free copy of our MSCAd QuickStart Guide, just let us know.

    Contact us and we will walk you through MSCAd to find the right selection of losses for your situation. Reach your Advisen rep at 212-897-4800 or click below to request more information.

  • NEED JUST ONE OF 18,000?

    If you don't have Advisen, you can still buy MSCAd one case at a time at the Advisen Corner. Visit http://corner.advisen.com/analytics_mscad.html, click on Analytics, and tell us which specific cases you need. We'll bill your credit card for each search and for each case download you want to purchase.